Citizens State Bank
  • Home
  • Personal
    • Checking
    • Savings
    • Online Banking
    • Mobile Banking
    • Mortgage Loans
    • Personal Loans
    • Credit Cards
    • CDs
    • IRA
  • Business
    • Checking
    • Savings
    • Commercial Loans
    • Business Credit Cards
    • CDs
    • Business Mobile Banking
    • Treasury Management
  • About
    • Get To Know Us
    • News & Events
    • Contact Us
    • Locations
  • Login
    • Personal Banking
    • Business Banking
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Business CDs

Securely Grow Your Business Funds With a CD

Put your company’s money to work with the security and stability of a Citizens State Bank Business Certificate of Deposit.

With fixed interest rates and various term lengths, a Business CD is a reliable way to strengthen your financial position, plan for future expenses, and maximize idle funds. Backed by FDIC insurance, our CDs provide peace of mind while delivering steady growth for your business.

Visit a convenient location today to open your new CD account.

Find a Location

A woman looks at her computer.

Business Certificate of Deposit Account Features

Citizens State Bank offers CDs with competitive rates and a variety of term lengths to align with your company’s financial goals.

Our Business CD account features include:

  • $1,000 Opening Deposit
  • Interest-Bearing Account*
  • Interest Rate Varies Depending on Term Length
  • 90 Day Minimum Term
  • 60 Month Maximum Term
  • No Statements

Our team of business banking specialists is here to help you find the right CD to fit your organization’s cash flow needs.

Find a Location

*Interest rate depends on the term length of the account. Contact the bank for more information on rates and fees for our CD accounts.

Track Your CD With Online Banking

Managing your CD is easy with Citizens State Bank Online Banking.

Access your account anytime to:

  • View CD balances
  • Monitor interest earnings
  • Track maturity dates
  • Manage other business accounts in one secure place

Once your Business CD is opened, simply visit our website to enroll in Online Banking.

Enroll Now

A man is pointing to his computer screen while talking to a coworker.
A woman looks at her phone.

Bank On the Go With Mobile Banking

Keep track of your Business CD anytime with the CSB mobile app. 

With the CSB Business Mobility App, you can track your CD earnings and manage your other accounts by:

  • Tracking sales
  • Making deposit
  • Sending and receiving payments
  • Approving transactions
  • Securing accounts
  • And more

Easily manage your business finances from anywhere with a bank that keeps up with you. Learn more about mobile banking.

Download on the App StoreGet It On Google Play

Citizens State Bank

Personal

Checking Savings Personal Loans

Business

Business Checking Business Savings Commercial Loans Treasury Management

Resources

News & Events Account Takeover Avoid Imposter Fraud

Contact

Contact Us Locations
©2026 Citizens State Bank. All Rights Reserved. |
Privacy Policy CRA Public File
Member FDICMember FDIC Equal Housing LenderEqual Housing Lender