Put your company’s money to work with the security and stability of a Citizens State Bank Business Certificate of Deposit.
With fixed interest rates and various term lengths, a Business CD is a reliable way to strengthen your financial position, plan for future expenses, and maximize idle funds. Backed by FDIC insurance, our CDs provide peace of mind while delivering steady growth for your business.
Visit a convenient location today to open your new CD account.

Citizens State Bank offers CDs with competitive rates and a variety of term lengths to align with your company’s financial goals.
Our Business CD account features include:
Our team of business banking specialists is here to help you find the right CD to fit your organization’s cash flow needs.
*Interest rate depends on the term length of the account. Contact the bank for more information on rates and fees for our CD accounts.
Managing your CD is easy with Citizens State Bank Online Banking.
Access your account anytime to:
Once your Business CD is opened, simply visit our website to enroll in Online Banking.


Keep track of your Business CD anytime with the CSB mobile app.
With the CSB Business Mobility App, you can track your CD earnings and manage your other accounts by:
Easily manage your business finances from anywhere with a bank that keeps up with you. Learn more about mobile banking.