Individual Retirement Account | Citizens State Bank

Secure Your Future With An IRA

Planning for retirement is one of the most important financial steps you can take. An Individual Retirement Account (IRA) offers a safe and reliable way to grow your savings while enjoying potential tax advantages.

Whether you’re beginning to plan or adding to your retirement strategy, our IRAs help you build long-term security with confidence.

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Individual Retirement Account Features

At Citizens State Bank, we make it simple to start saving for retirement with an IRA tailored to your needs.

Our IRA account features include:

$1,000 Opening Deposit
No Minimum Monthly Deposit
Interest-Bearing Account*
Interest Rate Varies Depending on Term Length
No Statements

Our team is here to guide you through your options and ensure your IRA is set up for your long-term goals.

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*Interest rate depends on the term length of the account. Contact the bank for more information on rates and fees for our CD accounts.

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Track Your Account With Online Banking

Keeping an eye on your retirement savings has never been easier. With Citizens State Bank Online Banking, you can:

View your IRA balance at any time
Monitor interest earnings as they grow
Track maturity dates and account activity
Manage your IRA alongside your other bank accounts

After opening your IRA, simply visit our website to enroll in Online Banking. Learn more about online banking.

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Bank On the Go With Mobile Banking

Your retirement planning doesn’t stop when you’re on the move, and neither does your access.

With our mobile banking app, you can securely view your IRA balance, monitor account growth, and manage your other finances all from your mobile device.

Download the Citizens State Bank Woodville app today and keep your retirement savings within reach. Learn more about mobile banking.