Personal Checking Account | Citizens State Bank

Advantage Checking

We believe in keeping things simple for our customers. With eStatement enrollment, your account stays free of monthly service fees. Access your statements anytime through Online Banking, safely and securely. If paper statements work better for you, a small monthly fee applies.

Security Checking

Our 55+ Checking account is designed specifically for customers aged 55 and better, offering a banking experience that fits your lifestyle. Enjoy added perks tailored to your needs, along with the dependable, personal service you’ve always expected from your local bank.

Interest Checking

Grow your funds with an account that delivers both value and convenience. Our interest bearing checking option provides competitive earnings, easy access to your money, and the personal service our customers rely on.

Woman looking over documents with charts.

Vision Money Market

Earn a competitive return while keeping your money accessible. Our Money Market Account offers tiered interest rates that reward higher balances, along with the flexibility of limited check writing and easy online access.

Compare Checking Account Types

Account Type

Monthly Maintenance Fee

$5, waived with $500 minimum daily account balance

$10, waived with $500 minimum daily account balance

Opening Deposit

$100

$500

Key Features

No Transaction Limits, Unlimited Check Writing, Visa Debit Card

Wallet Logo Checks, Paper Statements, No Transaction Limits, Cashiers' Checks (3 per month), Unlimited Check Writing, Visa Debit Card

No Transaction Limits Unlimited Check Writing, Visa Debit Card

Additional Features

eStatement, Online Banking, Mobile Banking, Phone Banking, Bill Pay

Earns Interest

Yes*

*Please see bank for Rate and Fee Schedule.

Stay Connected With Online Banking

With Citizens State Bank Online Banking, staying on top of your checking account has never been easier.

Access your account anytime, anywhere, and keep your finances running smoothly. Online Banking lets you:

Check account balances in real time
Pay bills securely
Transfer money between accounts
View and download eStatements

Once you’ve opened your new checking account, simply visit our website to enroll in Online Banking. Learn more about our Online Banking.

Enroll Now

Bank On the Go With Mobile Banking

Take your checking account with you wherever life goes.

Our free mobile banking app gives you the same secure features of Online Banking, plus added tools for even more convenience:

Mobile Deposit Capture
Debit Card Controls
P2P Payments

Download the Citizens State Bank Woodville app from your preferred app store and manage your money anytime, right from your phone. Learn more about our mobile banking.