Business Checking Accounts | Citizens State Bank

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Ultra Business Checking

For small businesses with a lower number of transactions to handle their day-to-day checking needs

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Commercial NOW Checking

For non-profit and public service businesses that want a checking account that earns interest

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Premier Business Checking

For larger businesses with a high number of transactions that want an interest-bearing analysis account

Compare Business Checking Account Types

Account Type

Monthly Maintenance Fee

$20

$10, waived with $2,000 minimum daily account balance

$10, waived with $1,000 minimum daily account balance

Opening Deposit

$100

$1,000

Key Features

Earnings credit may reduce fees, Visa Debit Card

No Transaction Limitations, Visa Debit Card

Additional Features

estatement, Online Banking, Mobile Banking, Phone Banking, Bill Pay

Other Fees

$35 fee per overdraft or return item**

$35 fee per overdraft or returned item**

Earns Interest

Yes*

*Please see the bank for the Rate & Fee Schedule.
**Other Fees: Additional charges, certain transaction fees, limitations, and requirements may apply.

Stay Connected With Online Banking

Managing your business checking account is simple and secure with Citizens State Bank Online Banking.

Access your account anytime, anywhere to:

View balances in real time
Monitor account activity
Pay bills
Track cash flow and growth
Manage transfers and payments

With Online Banking, you’ll stay in control of your business finances with tools designed to save time and improve efficiency.

After you open your account, visit our website to enroll.

Enroll Now

Bank On the Go With Mobile Banking

When business takes you out of the office, stay up-to-date on your finances with the CSB Business Mobility App.

With our mobile banking app, you get all the same features as Online Banking, plus you can:

Monitor spending
Track sales
Make deposits
Send and receive payments
Approve and oversee transactions
Secure your accounts

You can also manage any treasury management services you have right from the app.

Bank at your convenience using your mobile device. Download the app today to start banking your way. Learn more about mobile banking.