Citizens State Bank
  • Home
  • Personal
    • Checking
    • Savings
    • Online Banking
    • Mobile Banking
    • Mortgage Loans
    • Personal Loans
    • Credit Cards
    • CDs
    • IRA
  • Business
    • Checking
    • Savings
    • Commercial Loans
    • Business Credit Cards
    • CDs
    • Business Mobile Banking
    • Treasury Management
  • About
    • Get To Know Us
    • News & Events
    • Contact Us
    • Locations
  • Login
    • Personal Banking
    • Business Banking
FDIC

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Savings Accounts

Grow Your Money With a Savings Account

A savings account is more than a place to set money aside. It’s a foundation for reaching your financial goals.

Whether you’re preparing for the unexpected, planning a family vacation, or building long-term security, a Citizens State Bank savings account helps your money grow with ease.

With the confidence of banking locally and the convenience you need, opening a savings account today is a simple step toward a stronger financial future.

Find a Location

Family holding hands while running in the water at a beach.

Personal Savings Account Features

Our personal savings account has everything you need to reach your savings goals.

Opening your personal savings account is easy.

  • $100 opening deposit
  • $5 quarterly maintenance fee*

Visit a convenient location today to start saving for your financial goals.

Find a Location

*Fee will be waived if the account maintains a minimum balance of $25 each quarter.
Please see the bank for the Rate & Fee Schedule.

Track Your Savings Account With Online Banking

With Online Banking, you can easily access your account information 24/7 from the comfort of your own home.

Stay connected online so you can:

  • Check account balances
  • Pay bills
  • Transfer money between accounts
  • View eStatements

After opening your new savings account, visit our website to enroll in Online Banking. Learn more about our online banking.

Enroll Now

A couple looking at a laptop.
A man is sitting down and looking at his phone.

Bank On the Go With Mobile Banking

Access your accounts wherever you are with our convenient mobile banking app.

Download the app to access all the features of Online Banking, as well as:

  • Mobile Deposit Capture
  • Debit Card Controls
  • P2P Payments

Visit your preferred app store and download the Citizens State Bank Woodville app today. Learn more about our mobile banking.

Download on the App StoreGet It On Google Play

Citizens State Bank

Personal

Checking Savings Personal Loans

Business

Business Checking Business Savings Commercial Loans Treasury Management

Resources

News & Events Account Takeover Avoid Imposter Fraud

Contact

Contact Us Locations
©2026 Citizens State Bank. All Rights Reserved. |
Privacy Policy CRA Public File
Member FDICMember FDIC Equal Housing LenderEqual Housing Lender